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Answer : 1 Personal financial planning is the process of creating and achieving financial goals Explanation : Answer: A) Personal financial planning is the process of creating and achieving financial goals Explanation: Personal financial planning is the process of creating and achieving financial goals. True statements regarding personal financial planning:As we age, the number and complexity of the financial decisions that we make increases.There are two means for achieving financial goals—you either need to increase your savings or reduce spending.A family